Total Value
$103,511.93
Holdings
$78,511.93
Cash Reserve
24.2%
$25,000.00 cash
Risk Exposure
Elevated
VTI, SCHD, MSFT, NVDA, AAPL above 5% single-stock limit
Main Portfolio
5 positions — tracking only, no trade execution
| Ticker | Company | Qty | Avg Cost | Price | Mkt Value | Gain/Loss | Alloc % | Category | Actions |
|---|---|---|---|---|---|---|---|---|---|
| VTI | Vanguard Total Stock Market ETF | 110 | $248.20 | $278.60 | $30,646.00 | +12.2% | 29.6% | Core ETF | |
| SCHD | Schwab U.S. Dividend Equity ETF | 320 | $26.10 | $27.85 | $8,912.00 | +6.7% | 8.6% | Income | |
| MSFT | Microsoft Corporation | 28 | $398.40 | $521.91 | $14,613.48 | +31.0% | 14.1% | Core | |
| NVDA | NVIDIA Corporation | 60 | $96.50 | $204.64 | $12,278.40 | +112.1% | 11.9% | Growth | |
| AAPL | Apple Inc. | 35 | $188.90 | $344.63 | $12,062.05 | +82.4% | 11.7% | Core |
Portfolio Intelligence
5 positions · $103,511.93 · weighted score 72
Risk alignment
Weighted score
72
Weighted risk score
36
High-risk exposure
11.9%
Avoid-signal exposure
11.7%
Core / ETF exposure
64.0%
Cash reserve · Healthy
24.2%
Conditions to review: MSFT, NVDA, AAPL above the 5% single-stock rule; 12% in Avoid-signal positions; Technology over 35%.
mixed style · balanced tolerance — portfolio reads as Core/ETF-tilted. Decision-support only — not buy/sell instructions.
Sector exposure
Allocation by sector — concentration is a portfolio rule to review.
| Sector | Value | Alloc % | Pos. | Avg score | Risk |
|---|---|---|---|---|---|
| ETFCore/ETF | $39,558.00 | 38.2% | 2 | 77 | Low |
| TechnologyConcentrated | $38,953.93 | 37.6% | 3 | 66 | Medium |
Position insights
Per-holding conditions to review — decision-support, not buy/sell instructions.
| Ticker | Sector | Mkt value | Alloc % | Gain | Score | Signal | Risk | Insights |
|---|---|---|---|---|---|---|---|---|
| VTIVanguard Total Stock Market ETF | ETF | $30,646.00 | 29.6% | +12.2% | 78 | Core ETF | Low | Core holding |
| SCHDSchwab U.S. Dividend Equity ETF | ETF | $8,912.00 | 8.6% | +6.7% | 75 | Core ETF | Low | Core holding |
| MSFTMicrosoft Corporation | Technology | $14,613.48 | 14.1% | +31.0% | 72 | Review | Medium | Above allocation policyCore holding |
| NVDANVIDIA Corporation | Technology | $12,278.40 | 11.9% | +112.1% | 76 | Watch | High | Above allocation policyHigh-risk exposureWatch signal |
| AAPLApple Inc. | Technology | $12,062.05 | 11.7% | +82.4% | 50 | Avoid | Medium | Above allocation policyCore holdingAvoid signal — review thesis |