Total Value
$103,098.67
Holdings
$78,098.67
Cash Reserve
24.2%
$25,000.00 cash
Risk Exposure
Elevated
VTI, SCHD, MSFT, NVDA, AAPL above 5% single-stock limit
Main Portfolio
5 positions — tracking only, no trade execution
| Ticker | Company | Qty | Avg Cost | Price | Mkt Value | Gain/Loss | Alloc % | Category | Actions |
|---|---|---|---|---|---|---|---|---|---|
| VTI | Vanguard Total Stock Market ETF | 110 | $248.20 | $278.60 | $30,646.00 | +12.2% | 29.7% | Core ETF | |
| SCHD | Schwab U.S. Dividend Equity ETF | 320 | $26.10 | $27.85 | $8,912.00 | +6.7% | 8.6% | Income | |
| MSFT | Microsoft Corporation | 28 | $398.40 | $507.29 | $14,204.12 | +27.3% | 13.8% | Core | |
| NVDA | NVIDIA Corporation | 60 | $96.50 | $220.78 | $13,246.80 | +128.8% | 12.8% | Growth | |
| AAPL | Apple Inc. | 35 | $188.90 | $316.85 | $11,089.75 | +67.7% | 10.8% | Core |
Portfolio Intelligence
5 positions · $103,098.67 · weighted score 72
Risk alignment
Weighted score
72
Weighted risk score
35
High-risk exposure
12.8%
Avoid-signal exposure
10.8%
Core / ETF exposure
62.9%
Cash reserve · Healthy
24.2%
Conditions to review: MSFT, NVDA, AAPL above the 5% single-stock rule; 11% in Avoid-signal positions; Technology over 35%.
mixed style · balanced tolerance — portfolio reads as Core/ETF-tilted. Decision-support only — not buy/sell instructions.
Sector exposure
Allocation by sector — concentration is a portfolio rule to review.
| Sector | Value | Alloc % | Pos. | Avg score | Risk |
|---|---|---|---|---|---|
| ETFCore/ETF | $39,558.00 | 38.4% | 2 | 77 | Low |
| TechnologyConcentrated | $38,540.67 | 37.4% | 3 | 67 | Medium |
Position insights
Per-holding conditions to review — decision-support, not buy/sell instructions.
| Ticker | Sector | Mkt value | Alloc % | Gain | Score | Signal | Risk | Insights |
|---|---|---|---|---|---|---|---|---|
| VTIVanguard Total Stock Market ETF | ETF | $30,646.00 | 29.7% | +12.2% | 78 | Core ETF | Low | Core holding |
| SCHDSchwab U.S. Dividend Equity ETF | ETF | $8,912.00 | 8.6% | +6.7% | 75 | Core ETF | Low | Core holding |
| MSFTMicrosoft Corporation | Technology | $14,204.12 | 13.8% | +27.3% | 72 | Review | Medium | Above allocation policyCore holding |
| NVDANVIDIA Corporation | Technology | $13,246.80 | 12.8% | +128.8% | 75 | Watch | High | Above allocation policyHigh-risk exposureWatch signal |
| AAPLApple Inc. | Technology | $11,089.75 | 10.8% | +67.7% | 51 | Avoid | Medium | Above allocation policyCore holdingAvoid signal — review thesis |